When you consult with us regarding insurance options, including umbrella insurance, we’ll assess your situation honestly.
Although there are a number of types of insurance available, you may find that there are some gaps in your coverage. If you’re concerned about this due to low coverage amounts or high deductibles, an umbrella insurance policy could help provide you with additional protection.
Umbrella insurance is designed to fill in the gaps between other policies, offering coverage for certain types of legal situations, treatment for injuries, property damage, and other personal liability situations. You might choose to secure this type of coverage if your homeowners or auto insurance coverage limit could be exhausted, or if you have an asset that is particularly valuable that you want to protect. An umbrella policy can also cover claims that could be excluded by other policies, such as claims submitted on rental properties or legal concerns.
If you’re not sure whether umbrella insurance would be useful, our team at The Catawba River Insurance Group can help. We have been providing customized insurance solutions to clients located throughout Hickory, North Carolina and the surrounding area since 1986. Our business started as a one-man agency and has expanded to include a full team working in multiple locations.
When you consult with us regarding insurance options, including umbrella insurance, we’ll assess your situation honestly. We’ll look at the different assets you own and whether any of the policies on them could be exhausted or have exclusions that put you at risk. If we find that umbrella insurance would be recommended in your situation, we can also provide you with quotes for policies.