Customize a plan that suits your needs through our renter’s insurance agency.
When you rent a living space, your belongings won’t be covered by the landlord if something unfortunate happens to the building, such as a fire or burglary. Landlords are only responsible for repairing damage caused to the structure of your home, not the items within your unit. This is why millions of renters choose to invest in a renters insurance policy for the duration of their lease.
For less than a dollar a day, renters insurance can give you peace of mind in case your prized possessions are damaged or stolen. But before you choose a plan, consider these key components:
- Conduct inventory. Sift through all your belongings to come up with an estimated total value of everything. Once you have a good understanding of what you own, you’ll be able to select the right amount of personal property coverage.
- Choose what kind of coverage you want. A renter’s insurance agency may offer a few different options for covering your personal property. The most common types include actual cash value protection and replacement cost coverage.
- Review what else is included in each policy. Ask an agent from a renter’s insurance agency about other details you should know about each potential policy. For instance, some types of renters insurance include liability coverage and coverage for additional living expenses for situations where you need to move out of your rented unit while it’s being repaired.
A renter’s insurance agency can help you assess the value of your belongings and determine what kind of policy will benefit you the most. For service in the Hickory, North Carolina area, reach out to our professional team at The Catawba River Insurance Group for assistance today.