Setting up a good home insurance policy should be a top priority for all new homeowners. A home is a big investment, so you’ll want to make sure it’s covered in the event of a disaster. However, it can be hard to figure out what policy you need to make sure you get all of your home insurance needs met.
Here are some of the most important questions to ask your home insurance agency to make sure you’re getting the coverage you need:
- Are detached structures covered in my policy? Your detached garage or woodshed may not be covered by your home insurance policy. If you want to make sure those structures are covered in addition to your home, make sure to talk to your home insurance agency about it.
- How much would it cost if my home needed to be rebuilt? When deciding on home insurance coverage, you’ll want to make sure you’ll be covered for the cost of rebuilding your home if it is ever necessary to do so. You may not know off the top of your head how much this cost would be, so talk to your home insurance agency to make sure you have the coverage you need.
- Do I qualify for any discounts? Everybody likes discounts. When setting up a home insurance policy, there are a few factors that may qualify you for discounts, such as installing a home security system.
If you need help figuring out how to make sure your home insurance policy is suiting all of your needs, contact us at The Catawba River Insurance Group today.