Need renters insurance? We can help you find the right policy.
Renters have different coverage needs than homeowners. As a renter, you may think that your landlord’s insurance will cover everything it needs to, but if you want protection for your own belongings, injuries sustained within the structure, and other covered perils, you will need to get your own renters insurance policy. Essentially, renters insurance will cover what a typical home insurance policy covers, with the exception of the dwelling itself.
Renters insurance can provide coverage for loss of or damage to your belongings as well as help protect you from liability if someone is injured on the property, but it doesn’t end there. Renters insurance can also help pay for lodging and related expenses if, for example, the home is damaged in a fire and isn’t habitable while it is being repaired.
Typically, there are two coverage options when it comes to renters insurance. With actual cash value coverage, you are reimbursed for the value of the items at the time of loss. With replacement cost coverage, your policy covers the cost of replacing the items. Our team at The Catawba River Insurance Group can help you determine which type is best for you.
We have been in business since 1986 and are proud to serve our Asheville, North Carolina customers as a local, family-owned insurance agency. If you are searching for renters insurance, allow us to assist you. We have access to a multitude of carriers, and our team is highly experienced in this field. We hope you’ll contact us today.
At The Catawba River Insurance Group, we offer renters insurance for customers in Hickory, Blowing Rock, Lenoir, Marion, Linville, Wilkesboro, Banner Elk, Gastonia, Lincolnton, Statesville, Taylorsville, Morganton, Connelly Springs, Granite Falls, Hudson, Valdese, Raleigh, Greensboro, Asheville, Boone, Winston-Salem, Charlotte, Conover, and Newton, North Carolina.