We work with businesses to provide workers’ compensation insurance and other types of insurance.
Workers’ compensation insurance is essential for almost all businesses, helping to provide coverage for employees who get injured while at work. Every state has its own mandates on how much coverage a business must maintain to protect employees. This type of insurance is classified as social insurance because it involves a social contract between the employee and the management. Failing to maintain sufficient coverage could result in stiff penalties and fines and leaves the business susceptible to civil suits filed by employees who get injured while at work or suffer from illness that was caused by working conditions.
Certain industries have higher rates of injury on the job, including construction, transportation, and manufacturing. Although the number of workplace injuries has been trending downward in the recent past, people still get hurt and ill while at work, making workers’ compensation insurance very important. It covers any medical care and treatment, lost wages, and other damages that result from a workplace injury or ailment that prevents the employee from being able to work.
The Catawba River Insurance Group works with businesses located throughout the Hickory, North Carolina area to provide workers’ compensation insurance and other types of insurance. We specialize in commercial insurance and can help your business maintain the coverage needed to protect and strengthen it. Our plans include rapid claims processing, which provides faster compensation for covered individuals. We also stand behind the insurance we offer with exceptional customer service that other insurance providers in the area simply can’t match. Contact us to request more information about our insurance coverage options.