Our agents can help you determine whether your business needs commercial general liability insurance and how much coverage is necessary.
When you make the decision to start a business, there are a few key steps that you should never skip. One of those is registering and/or licensing the business in accordance with regulations in your area. Another step is securing the right insurance coverage to protect your investment and interest in the company.
When you start comparing the different types of business insurance available, you may wonder which coverage you need for your specific company. At The Catawba River Insurance Group, we specialize in commercial insurance for clients located throughout the Hickory, North Carolina area. Our experienced agents can answer your questions and guide you through the often-confusing world of commercial insurance.
One type of coverage is commercial general liability insurance, which protects a business from being held liable for injury or property damage caused by the operations of the company, services rendered, or employees. This type of insurance covers non-professional negligent acts and the associated costs, such as legal expenses, medical bills, punitive damages, and compensatory damages.
If someone sues your business, claiming that marketing materials included misleading information, a commercial general liability insurance policy might cover the legal fees and any damages that your businesses required to pay. If a customer tripped and fell on your property, their injuries could also be covered by this type of policy.
Our agents can help you determine whether your business needs commercial general liability insurance and how much coverage is necessary. Contact us to schedule a consultation to go over your commercial insurance options.